ForecastEconomy

Mortgage rate in Russia, January 2026

Mortgage rate in Russia for January 2026: monthly value, change versus the previous month and the same month a year earlier. Official data — Bank of Russia.

Mortgage rate in January 2026 — chart with the monthly value, source Bank of Russia
Mortgage rate in January 2026 — monthly value. Source: Bank of Russia. forecasteconomy.com

Value for January 2026

  • Value as of 1 January 2026: 7.64 %
  • Change versus previous month (December 2025): +0.05 % (+0.66 %)
  • Change versus January 2025: −0.71 % (−8.5 %)

Neighboring months

MonthValue, %
July 20257.46
August 20257.58
September 20258.03
October 20258.24
November 20257.93
December 20257.59
January 20267.64
February 20269.99
March 202610.04
April 202610.27
May 202610.18
June 20268.95

Interactive chart

Full history, interactive chart and forecast — on the Mortgage rate page.

Other months of 2026

Other years

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